Refinance Your Home Loan And Get More Of What You Want

Refinance Your Home Loan And Get More Of What You Want

OUR GUARANTEE: If you are not happy with our product, we will refinance you for free.

Learn More

Which Of These Scenarios Best Describes You?

As home loan guides and mortgage refinancing specialists we’ve helped many people from all walks of life, here are some examples of scenarios in which we can assist.

Unexpected ATO Debt?
If you have received a capital gains tax bill after the sale of some investments and need help...
Debts Blown Out And Not Able To Move Forward?
If you have amassed a large amount of debts and would like to consolidate to lower your repayments...
Finance For Discharged Bankrupts?
If you are a discharged bankrupt and want to get your finances back on track...
Expat Mortgages - I Am An Expatriate, Can I Get Finance?
If you have been working overseas but would like to buy property in Australia...
Got An Unusual Situation Such As Gifting A House?
If you have gifted a property to or from another family member or friend...
Interest Only Loans For Investment Property
If you want an interest only loan for your investment property...
Mortgage For Self Employed – Financials Not Ready Yet?
If you are self employed and your full financials are not completed yet...
Home Loan For Business Owners – Financials Not Representative Of Your Actual Income?
If you are self employed and your financials do not yet reflect your actual income...
SMSF Loans - Can I Borrow To Put Property Into My Self Managed Super Fund?
If you are keen to take advantage of the opportunity to add a property to your self -managed super fund to diversify your assets for retirement...
Loan Default And Behind On Your Home Loan?
If you are experiencing financial difficulty, have accumulated significant unexpected expenses and have been behind on many of your existing financial commitments....
Unexpected ATO Debt?
If you have received a capital gains tax bill after the sale of some investments and need help...
Debts Blown Out And Not Able To Move Forward?
If you have amassed a large amount of debts and would like to consolidate to lower your repayments...
Can A Discharged Bankrupt Get Finance?
If you are a discharged bankrupt and want to get your finances back on track...
I Am An Expatriate, Can I Get Finance?
If you have been working overseas but would like to buy property in Australia...
Got An Unusual Situation Such As A Gifted Property?
If you have gifted a property to or from another family member or friend...
Interest Only Loans For Investment Property
If you want an interest only loan for your investment property...
Self Employed – Financials Not Ready Yet?
If you are self employed and your full financials are not completed yet...
Self Employed – Financials Not Representative Of Your Actual Income?
If you are self employed and your financials do not yet reflect your actual income...
Can I Borrow To Put Property Into My Self Managed Super Fund?
If you are keen to take advantage of the opportunity to add a property to your self -managed super fund to diversify your assets for retirement...
Several Defaults And Behind On Your Home Loan?
If you are experiencing financial difficulty, have accumulated significant unexpected expenses and have been behind on many of your existing financial commitments....

More Features, Advantages And Benefits

0.75% Home Loan Deal

Low interest (0.75%) loan

Advantage: Most providers are not able to provide you with this type of low rate offering

Benefit: As a Mortgage Manager we can help structure your loan and help you achieve the lowest interest rate possible
Learn More
10 Years Interest Only Loans

10 years interest only terms on investment loans

Advantage: Most providers shy away from interest only terms on investment loans

Benefit: You can make smaller monthly repayments and manage your cash flow the way you want
Learn More
85% No Lenders Mortgage Insurance

85% no Lenders Mortgage Insurance

Advantage: Most providers offer no LMI if you pay a 20% deposit

Benefit: 85% no LMI means that you can qualify with a 15% deposit
Enquire Now

98% home loans (Loan to Value Ratio purchase)

Advantage: Most providers stop at 95% LVR

Benefit: A 98% LVR simply put, gives you more options
Enquire Now

Alternative documents accepted

Advantage: Most providers only accept payslips and payment summaries

Benefit: We can help you even if you are self employed and have a cyclical source of income
Enquire Now

Under construction (80% loan)

Advantage: Most providers will not help you if your property is still under construction

Benefit: We can help you even if your property is still under construction with a loan of up to 80%
Enquire Now

Credit impaired

Advantage: Most providers will not help you unless you have a good credit rating

Benefit: We can help you even if you have an impaired credit status by taking your special circumstances into consideration
Enquire Now

Expatriates accepted

Advantage: Most providers consider expatriates difficult to finance

Benefit: We can help you even if you are an Australian expatriate living overseas and wanting to apply for a loan in Australia
Enquire Now

NDIS home loans

Advantage: Underwritten by the Federal Government, NDIS is an initiative to provide better housing for disabled tenants via the National Disability Insurance Scheme (NDIS)

Benefit: We can help you with loans for NDIS compliant properties and ensure that you maximise your return on investment.
Enquire Now

Non citizens / residents accepted

Advantage: Most providers can only assist you if you are an Australian citizen or permanent resident

Benefit: We can help you even if you are working in Australia on a skilled visa
Enquire Now

Non genuine savings

Advantage: Most providers require that you show a savings history

Benefit: We can help you even if you have acquired your savings through family and/or friends
Enquire Now

Self managed super fund

Advantage: Most providers do not offer a self manage super fund option

Benefit: We can help you with a Self Managed Super Fund and allow you to take control of your super
Enquire Now
Loan Guides Logo

Are You Ready To Refinance Your Home Loan And Get More Of What You Want?

We're here to help, just let us know how!

Type Of Enquiry: