2.35% Home Loan Deal

0.75% Home Loan Deal

The Loan Guides 2.35% Home Loan Deal allows you to:

  • Decrease non-tax deductible interest
  • Increase tax deductions on investment loans
  • Pay down your home loan faster
  • And free up your cash flow

If you want to maximise the tax benefits of interest paid on your investment property with a Portfolio Loan (refer to ATO product rulings PR2017/6 and 2015-2) then let us show you how.

Because investment property interest is tax deductible and owner occupied home loan interest is not tax deductible.

You can maximise the tax benefits of interest paid on your investment property loan with an interest rate as low as 0.75% on your owner occupied loan.

And save thousands of dollars over the life of your loan.

So What's In It For You?

With the 2.35% home loan deal you can:

  • Decrease your non-tax deductible interest slashing the amount of (non-tax deductible) interest paid on your owner occupied home loan
  • Increase your tax deductions on your investment loans
  • Pay your home loan down significantly faster
  • And free up cash flow for investments and wealth building
Here Is A Real Scenario Based On A Real Client That We Have Worked With

Before the 0.75% Home Loan Deal she had 1 owner occupied and 1 investment property.

For the owner occupied property the

  • Maximum Loan Value Ratio was 80%
  • The loan amount was $240,000
  • The Interest Rate was 2.46%
  • The Valuation was $585,000
  • And the Actual Loan Value Ratio was 41%

For the investment property the

  • Maximum Loan Value Ratio was 80%
  • The loan amount was $480,900
  • The Interest Rate was 4.36% (Interest Only)
  • The Valuation was $502,700
  • And the Actual Loan Value Ratio was 69%

With the 0.75% Home Loan Deal she now has 1 owner occupied and 2 investment properties.

  • The Interest Rate on her owner occupied loan has decreased from 2.46% to 0.76%
  • The interest rate on her two investment properties is now 4.79% (interest only)
  • She now has two investment properties valued at $480,900 and $272,000
  • With a total investment loan of $776,918 for two properties
  • And the Actual Loan Value Ratio on her investment property is now 76%
Refinance Your Home Loan And Get More Of What You Want with the Loan Guides 2.35% Home Loan Deal

Our guarantee is that if you are not happy with our product, we will refinance you for free

Click on the Let’s Talk button below or call us on (08) 8263 4009.

We’re open Monday to Friday from 9.00am to 5.30pm excluding public holidays.

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